Memphis, TN — Three Injured After Amtrak Train Collides with Freight Train on Riverport Rd

Memphis, TN (February 24, 2026) — Federal investigators have been called to Southwest Memphis following a collision between an Amtrak passenger train and a Canadian National Railway freight train on Sunday, February 22. The National Transportation Safety Board (NTSB) confirmed that they will lead the investigation into how both trains ended up on a path for impact.

According to Memphis Police and Amtrak officials, the passenger train was carrying 128 passengers at the time of the incident. Emergency responders transported two individuals to a local hospital in non-critical condition, while Amtrak officials noted a total of three reported injuries among those on board.

The investigation remains ongoing.

We wish a full and swift recovery for everyone hurt in this collision.

How Does Insurance Work After a Train Accident in Memphis?

Claims involving major railroads are governed by federal law and large-scale commercial policies. Because there are often many victims in a single incident, a federal cap limits the total amount a railroad must pay. To safeguard your interests, you must ensure your injuries are documented immediately and navigate the "claims protocol" established by the railroad's legal team.

Under federal law, there is a maximum limit on the total amount of money all passengers can recover from a single rail accident. This "cap" means that if many people are severely injured, the available funds are divided among them. A legal professional can help ensure your claim is filed correctly and timely so you are included in any global settlement or recovery fund.

The NTSB will look closely at the PTC system, which is the technology designed to automatically stop a train before certain accidents occur. If the investigation finds that the freight or passenger train had a malfunctioning PTC system or that the railroad failed to maintain its signals, the "fault" becomes much clearer. This technical evidence is the primary tool used to hold a railroad company accountable for your medical bills and trauma.

Even if your injuries were categorized as "non-critical" at the scene, the physical impact of a train collision can cause long-term issues like whiplash, concussions, or spinal misalignment. Because railroad legal teams are aggressive, you need a medical record that clearly links your symptoms to the crash. Following up with a specialist ensures that your "non-critical" injury doesn't turn into a permanent, uncompensated medical debt.

When two major railroads are involved, they often engage in a "blame game" regarding track rights and dispatching errors. While they argue over who is at fault, your medical bills may continue to pile up. Having a legal advocate allows you to step out of the crossfire while a professional ensures that whichever company is found responsible, or both, covers your lost wages, medical expenses, and pain and suffering.

If you or a loved one has been injured in a train accident in the Memphis area, you do not have to face the aftermath alone. The team at Dunk Law Firm is ready to help you understand your legal options and fight for the compensation you deserve.

Contact us at 414-209-4398 today to discuss your case with our train accident lawyer, protect your rights, and take the first step toward recovery.

Note: This post is based on information obtained from publicly available secondary sources. We have not independently verified all details of the incident. If you notice any inaccuracies or missing information, please contact Dunk Law Firm so we can promptly review and correct the content for accuracy and reliability.

Disclaimer: The content of this post is for general informational purposes only and should not be construed as legal or medical advice. It does not create an attorney-client relationship nor constitute a solicitation for legal services. If you have been injured in an accident, please seek immediate medical attention and consult a qualified attorney. Any images included are for illustrative purposes only and do not represent the actual scene or parties involved in the incident.