Novel rideshare services like Uber and Lyft have become an increasingly popular form of transportation throughout the United States—and globally—over the last several years. However, as the number of rideshare vehicles rises, so does the probability of being involved in an accident with someone driving for a company like Uber or Lyft. Unlike motorists who drive taxis, buses, and other commercial vehicles for a living, rideshare drivers are not professionally licensed, nor are they officially employed. Instead, as independent contractors, they are often left to fend for themselves when an accident occurs.
If you or your loved one was injured in an accident involving a rideshare vehicle, Dunk Law Firm can help you navigate the complexities of such claims. Our Uber and Lyft accident lawyers in Memphis understand the laws, insurance policies, and hurdles involved in rideshare accident claims and how to fight for your right to compensation even when the company responsible doesn’t want to share the blame. Whether you were injured while a passenger in a rideshare, driving your own vehicle, or walking or biking down the street, our team is prepared to fight for you.
Accidents involving rideshare vehicles are far more complex than other motor vehicle accident claims because Lyft and Uber classify their drivers as independent contractors. While this protects the rideshare companies from liability much of the time, this fact can also cause a significant amount of frustration for their employees and those who have been injured by them.
Fortunately, to mitigate some of this stress and confusion, both Uber and Lyft offer situational auto insurance coverage for those injured in accidents caused by their drivers—as long as the injury occurred under certain circumstances. Generally, this coverage also only kicks in if and when the at-fault driver’s own personal insurance coverage has been exhausted.
Uber and Lyft offer insurance coverage under the following circumstances:
Filing an injury claim after an Uber or Lyft accident can be difficult to manage on your own, especially considering all the parties and stipulations involved, not to mention Lyft and Uber’s reluctance to accept liability for crashes.
Further complicating matters is that when you go to file the initial claim with the at-fault rideshare driver’s personal insurance provider, the claim will almost always be denied. This is because the driver was operating their vehicle in a commercial capacity, which is not covered under most private insurance policies. At this point, you can finally file a claim with Uber or Lyft’s insurance provider to seek compensation.
If you’ve recently been injured in a rideshare accident, you already have enough to worry about. Medical bills, insurance claims, rehabilitation, and more may already be affecting your life and are stressful enough to deal with already. Let an attorney experienced in Uber and Lyft accidents handle your claim on your behalf so you can take this time to focus on your recovery. We’ll deal with the rideshare and insurance companies for you and fight for your right to the just compensation and care you deserve.