Following a car accident, even those that seem mild, all drivers involved must stay at the scene until insurance and identifying information can be exchanged. Leaving the scene before providing this crucial information is technically committing a hit and run. Not only is this a crime in Texas, but it also puts others in the accident into an unfair situation.
Our Houston hit and run accident lawyers from Dunk Law Firm are here to help you discover and use your rights as a driver who was hurt in a hit and run. You could still have a good chance of receiving some or all compensation necessary to pay for your damages by using your own uninsured/underinsured motorist coverage or personal injury protection (PIP) insurance policy, which are optional in Texas. Insurance companies do not like paying for the damages, though, even when they are helping their own policyholders. We can help you create your claim and prepare for any resistance the answering insurance company might cause.
In Texas, all auto insurance policies must include personal injury protection coverage by default. You can opt out of it by sending a request in writing to your insurance provider. If you never sent this request, then you should still have PIP coverage, which is a good thing if you were just in a hit and run accident.
PIP coverage works by paying you for certain damages following a car accident, no matter who was at fault. It basically guarantees you some amount of recovery, even if the driver that hit you flees the scene before they can be identified. The only problem is that some insurance companies will try to avoid paying owed damages to their own policyholders, which is why it is useful to start your claim with the help of one of our Houston hit and run accident attorneys.
Damages that your PIP insurance should cover might be:
Most auto insurance companies offer their policyholders the option to buy uninsured/underinsured motorist (UM/UIM) insurance. UM/UIM coverage provides certain damages after you are hit by a driver who does not have enough insurance to cover your costs following an accident they cause. This type of insurance policy is often used to cover hit and run accident damages because a driver who cannot be identified is technically the same as a driver who has no insurance at all.
In Texas, most UM/UIM policies will provide these minimums or more:
We can help you review your policy to understand the minimums of your UM/UIM policy. If your insurer does not want to provide any damages, then we can deal with them directly, answering any inquiries, challenging denials, and potentially taking them to court.
Starting a hit and run accident claim can be intimidating because you are essentially going up against your own insurance provider. Choose to work with Dunk Law Firm and our Houston hit and run accident attorneys and take the stress out of the situation. We can manage your claim from start to finish, so you don’t need to worry about it.
See all we can do for you. Contact us online. Se habla español.